SmartAdvances.com

The loan is okay but not perfect because

The loan is okay but not perfect because it lacks an emergency feature. Rather than supporting their clients, they seem more interested in earning cash. On the bright side, they deliver funds quickly. Fast process but the charges are pretty high.

The application process is okay.

The application process is okay. They return your call fairly fast. BUT getting your money is the hard part. The first time, I got paid the same day. Now, the second time is taking over a day...and I’m still waiting... Curious how long the third one will take...

The application process itself is fine.

The application process itself is fine. They call you back pretty quickly. BUT receiving your funds is where it gets tough. The first time, I got paid out on the same day. Now, the second time has taken more than a day...and still waiting... Wonder how long the 3rd one will take...if it even happens!!!

This email is to let you know that your help with

This email is to let you know that your help with my issue has been amazing once again. After so much time spent struggling, it was finally sorted out in just a few days. Thank you so much for your support, keep helping others who are going through difficult times with companies. I also got a settlement letter confirming that it’s all done now.

Terrible service, haven't been able to reach them for a paid up letter

Terrible service, haven't been able to reach them for a paid up letter for over a year now. It's so anoying considering I haven't missed a payment. Worst company, will never deal with them again.

Poor service.

Poor service. I applied for a loan and have been asked to resend my application 3 times now. No updates at all. When I call the customer service, no one seems to know why my funds haven’t been processed yet.

Abel, the person assisting me, was polite.

Abel, the person assisting me, was polite. He helped me resolve my issue fast. I was really satisfied with the service overall.

I applied for a loan on Thursday and got approved.

I applied for a loan on Thursday and got approved. Accepted the debicheck yesterday and was told it would be 24 hours. It’s now past that, still no cash or any help. This is an emergency, why is the money not here???

It's a nice and not nice loan together because

It's a nice and not nice loan together because there is no urgent help choice. They like making more money insted of helping people grow. The nice part is they give money fast to their clients. Quick help but with big costs.

It's a decent loan but also not great since it doesn't

It's a decent loan but also not great since it doesn't have an emergency option. Instead of helping their customers, they focus more on making money. On the plus side, they are fast in releasing funds. Quick service but with high fees.

The service was fast, smooth

The service was fast, smooth, and had an instant response. It was a great experience working with Nifty. Big thanks to Able, Eva, and Caroline from customer care. You all are fantasic.

This loan can be both useful and disappointing

This loan can be both useful and disappointing because it lacks an emergency feature. It seems like the company cares more about making profit than helping customers in tough times. On the plus side, they release funds quickly, so the service is fast, but with high fees.

Poor poor poor service

Poor poor poor service, I applied for a loan yesterday after a very long process and still no money. Not a good place to go to if you need help quickly.

Nifty credit offers great service every time.

Nifty credit offers great service every time. This is the second time I used them, and once again the team and managers were very helpful. I will tell others to use them too.

The loan was approved on Tuesday, and now it's

The loan was approved on Tuesday, and now it's Thursday with no funds yet. I had to reach out to them to find out what was going on, and they mentioned a backlog. They said they would contact me, but no one has reached out so far. Very dissapointing service.

I want to share my experience with NiftyCredit

I want to share my experience with NiftyCredit - Powered by SmartAdvance - Thanks to Christinah Mahlangu for the quick reply. I usually don’t wait much, and the information given is clear and covers all our questions. Thanks a lot.

I got a message that my loan has been approved

I got a message that my loan has been approved and I should see the funds in my account today. It’s now been 2 hours and still nothing is showing. I use Capitec, and transfers from FNB to Capitec are supposed to be instant. I’ve tried calling the office, but the phone just keeps ringing without anyone answering. Can someone please let me know when I can expect the money to appear in my account?

This is the second time that Smart Advance has incorrectly

This is the second time that Smart Advance has incorrectly charged my account for my final payment. Calling their customer service is pointless and annoyng. They take ages to pick up, and when they do, they often can’t understand what you’re saying. I finally managed to speak with an agent who said she would forward my issue to "collections." So far, nothing has changed. I haven’t received my refund. I called again today and was told I would be transferred to "collections," but then the line went dead. I will be taking this issue to the Ombudsman and filing a complaint with the NCR.

Alright, here’s my take on the company:

Alright, here’s my take on the company: Well, I finally got my response! I believed it was only me. To sum it up with all the details. I borrowed money from SmartAdvance in 2020. I chose to pay a fixed sum each month for 2 years. Earlier this year, I contacted SmartAdvance to check when my final payment would be. The man I talked to at that time mentioned that my last payment would be in June 2024 and that I still owed...

Hey! I paid off my account 2 months

Hey! I paid off my account 2 months ago, but they still haven’t updated it. In fact, it seems they never update anything after you start paying. My TransUnion shows 22 months overdue with a zero balance. Please update my account alstublieft!

The service is really poor.

The service is really poor. I have tried to reach them for weeks but they don’t answer calls or emails. If someone from the company could contact me, I would really appreciatte it.

We’ve already paid off this account

We’ve already paid off this account, but they keep taking two premiums monthly. At this point, we’ve been charged for 6 premiums of R1684.87 x 6, even though the account is settled. We’ve sent many emails with proof of payment, but they just take more money the next day. They are stealing money!

Terrible service...

Terrible service... never borrow money from these clowns!!!! You can’t make payments on weekends, and reaching them by phone or email is impossible then. They only allow communication at set times during the week. Other loan companies are way more flexible and easy to contact!!!!! Horrible place!!!!!

They gave me a decent loan with a fair payback plan

They gave me a decent loan with a fair payback plan, and I'm satisfied with it. But I've seen other reviews and now get the frustrations. I was informed the money was sent on Wednesday after debi-check was cleared. It's Saturday evening and still no funds. They should consider these reviews and work on their weaknesses.

I need someone to reach out

I need someone to reach out about my smart advance loan. I got an sms with a number, but no one picks up. I’ve left voice mails many times, but no one has called back. Meanwhile, my debt keeps piling up, and I’m not sure how to handle it.

This company was very proffesional from

This company was very proffesional from beginning to the end. They're hardworking, replied to any questions almost immediatly and made sure to take good care of us throughout the process.

This crew delivers on their promises

This crew delivers on their promises, flexible and easy to collaborate with to meet your business funding needs. Working with Kathleen has been delightful; she paid careful attention to our need for speedy funding

Customer service could improve.

Customer service could improve. I've emailed and called multiple times about a settlement letter, but no response from collections or their other emails. It's a hassle to get in touch with them, which is disappointing.

Website is user-friendly

Website is user-friendly and the application process was straightforward. The funds were deposited into my account quickly, which was a great relief. Overall, I had a good experience

Their service is slow and terible

Their service is slow and terible and I had a horible experience. I would never recomand them to any one.